1. Acceptance of Terms

By accessing or using our Services, you agree to be bound by these Terms, as well as our Privacy Policy. If you do not agree with any part of these Terms, you must discontinue using our Services.

2. Eligibility

To use our Services, you must be at least 18 years old or have reached the legal age of majority in your jurisdiction. By using our Services, you represent and warrant that you meet these eligibility requirements.

3. Account Registration

To access certain features of our Services, you may be required to create an account. You are responsible for maintaining the confidentiality of your account information, including your password. You agree to provide accurate and complete information during registration and to update your information as needed.

4. Use of Services

You agree to use our Services only for lawful purposes and in accordance with these Terms. You are prohibited from:

Using our Services for any fraudulent or illegal activities.
Interfering with or disrupting the operation of our Services.
Attempting to gain unauthorized access to our systems or accounts.

5. Payment Terms

When you use our UPI or virtual payment solutions, you agree to comply with the payment terms specified in our Service Agreement. You are responsible for ensuring that all payment details provided are accurate and up-to-date.

6. Fees and Charges

We may charge fees for certain Services, as disclosed during the use of those Services. You are responsible for paying all applicable fees and charges in a timely manner. Failure to do so may result in the suspension or termination of your access to the Services.

7. Security

We take the security of your data seriously. However, you are responsible for safeguarding your account credentials. We recommend using strong passwords and enabling multi-factor authentication where available. You must notify us immediately if you suspect any unauthorized use of your account.

8. Privacy

Your use of our Services is also governed by our Privacy Policy, which outlines how we collect, use, and protect your personal information. By using our Services, you consent to the collection and use of your data as described in our Privacy Policy.

9. Intellectual Property

All content, trademarks, logos, and other intellectual property on our website and Services are owned by or licensed to SABIOFIN EDGE PRIVATE LIMITED. You may not use, reproduce, or distribute any content without our prior written permission.

10. Termination

We reserve the right to suspend or terminate your access to our Services at our discretion, without prior notice, if we believe you have violated these Terms or engaged in illegal or harmful activities.

11. Disclaimers

Our Services are provided “as is” and “as available” without any warranties, express or implied. We do not guarantee that our Services will be uninterrupted, error-free, or secure. We disclaim all liability for any damages arising from your use of our Services.

12. Limitation of Liability

To the fullest extent permitted by law, SABIOFIN EDGE PRIVATE LIMITED shall not be liable for any indirect, incidental, special, or consequential damages, including loss of profits, arising out of or in connection with your use of our Services.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of India. Any disputes arising under these Terms shall be resolved in the courts of India.

14. Changes to Terms

We may update these Terms from time to time. Any changes will be posted on this page, and the date of the latest revision will be indicated at the top. Your continued use of our Services after any changes indicates your acceptance of the new Terms.

15. Contact Us

If you have any questions or concerns about these Terms, please contact us at:

Email: contact@sabiopay.in